Insurance Excess Protection For Complete Peace of Mind
At Bodyshop Manchester, we understand that insurance excesses can be substantial, especially for high-value vehicles. Our comprehensive excess protection plans ensure you're never left facing unexpected costs in the event of a claim.
Whether your vehicle is with us for repairs, maintenance, or during transport, our insurance excess protection provides complete financial security, covering your excess amount and protecting your no-claims bonus in the event of an incident.
Full Protection
Comprehensive coverage of your insurance excess amount with no hidden exclusions
Seamless Claims
Streamlined claims process with dedicated support throughout every step
Our Excess Protection Plans
We offer a range of excess protection plans tailored to your specific requirements and insurance situation.
Standard Protection
Coverage for insurance excess amounts up to £1,000, ideal for most mainstream vehicles and standard insurance policies.
Premium Protection
Enhanced coverage for excess amounts up to £2,500, designed for luxury vehicles with higher insurance excess requirements.
Elite Protection
Comprehensive coverage for excess amounts up to £5,000, tailored for high-value prestige and supercar insurance policies.
Short-Term Cover
Flexible protection for specific periods, ideal for when your vehicle is with us for repairs, maintenance, or short-term storage.
Annual Protection
Year-round excess protection with preferential rates, perfect for clients who regularly use our services throughout the year.
Commercial Cover
Specialized excess protection for business vehicles, fleets, and commercially registered high-value automobiles.
Our Excess Protection Process
We follow a structured process for every excess protection plan, ensuring comprehensive coverage and complete transparency.
Initial Consultation
Initial Consultation
Contact our team to discuss your insurance excess protection needs. We'll explain the various options and help you select the right coverage.
Coverage Assessment
Coverage Assessment
We'll assess your existing insurance policy to identify any excess amounts and potential gaps in coverage that need protection.
Policy Selection
Policy Selection
Based on your requirements, we'll recommend the most appropriate excess protection plan with transparent terms and conditions.
Documentation
Documentation
We'll provide comprehensive documentation of your excess protection coverage, ensuring you fully understand the protection in place.
Activation
Activation
Your excess protection is activated immediately, providing peace of mind from the moment your vehicle enters our care.
Claims Support
Claims Support
In the event of a claim, our dedicated team will guide you through the entire process, ensuring a smooth and stress-free experience.
Comprehensive Coverage
Our excess protection plans offer comprehensive coverage, ensuring you're never left facing unexpected costs. We've designed our policies to be transparent, easy to understand, and with minimal exclusions.
- Protection of insurance excess amounts up to £5,000 depending on your chosen plan
- Coverage for accidental damage, theft, fire, and vandalism
- No-claims bonus protection included with premium and elite plans
- Valid for all services including repairs, storage, and transport
- Simple claims process with dedicated support throughout
- Immediate activation with no waiting periods
Simplified Claims Process
We've streamlined our claims process to ensure a swift, hassle-free experience when you need it most.
Step 1: Notify Us
Simply contact our dedicated claims team either by phone or email as soon as possible after an incident. We recommend reporting within 24 hours, but our team understands that this isn't always possible and will work with you regardless of when you report.
Step 2: Documentation
Our team will guide you through the documentation required, which typically includes your insurance claim reference, details of the incident, and confirmation of your excess amount. We'll make this process as simple as possible, with clear guidance at every stage.
Step 3: Speedy Resolution
Once we have your documentation, our team processes your claim quickly, typically within 5-7 working days. Payment is made directly to your preferred bank account, ensuring you're reimbursed with minimal delay and hassle.
Key Benefits
Our insurance excess protection offers numerous advantages designed to provide complete peace of mind.
Financial Security
Protection from unexpected excess costs following an accident, theft, or damage to your vehicle while in our care.
No-Claims Protection
Preservation of your no-claims bonus on your main insurance policy, protecting your future premiums.
Transparent Coverage
Clear, easy-to-understand policies with minimal exclusions and transparent terms and conditions.
Dedicated Support
Access to our dedicated claims team who will guide you through every step of the process with personalized assistance.
Rapid Claims Processing
Streamlined claims process designed for swift resolution and quick payment directly to your account.
Comprehensive Protection
Coverage for a wide range of incidents including accidental damage, theft, fire, and vandalism.
Protect Yourself From Excess Costs
Our specialist team is ready to assist with your insurance excess protection needs. Contact us today to discuss your requirements or arrange coverage.
